How Financing Through Affirm Works
Small, Equal Monthly Payments
0% APR Interest-Free Financing
FREE Mattress Shipping & Returns in Canada.
Start Your 120 Night Sleep Trial
Frequently Asked Questions
Common questions regarding the Recore™ financing option through Affirm.
How do I use Affirm?
- Add items to your Cart as usual, and select Affirm as your payment method in Checkout.
- Complete Affirm’s easy online application and get an instant decision.
- Make 6 monthly payment to Affirm while you fall in love with your new mattress.
How do I make monthly payments?
How much can I spend using Affirm?
Affirm payment plans are available for orders over $600.
Can I pay over 12 months instead of 6 months?
We only offer a 6 month interest-free payment plan through Affirm.
Who can apply for a Affirm payment plan?
Affirm payment plans are available to Canadian residents or citizens above the age of majority: 18 years of age in AB, MB, ON, PEI, QC, and SK, or 19 years of age in BC, NB, NL, NWT, NS, NU, and YT.
Can I prepay my outstanding Affirm balance?
Yes, all Affirm payment plans can be prepaid at any time without penalty.
What happens if I miss a payment?
If you miss a payment, Affirm will automatically reschedule the payment to be debited a few days later. Additional charges for late and missed payments may apply. Please contact Affirm directly if you need to discuss your payment plan or the timing of your payments.
My Affirm transaction failed. What went wrong?
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or payment method. For further information, please contact Affirm.
How do I access my Affirm account?
What effect does returning my mattress within the sleep trial have on an order financed through Affirm?
Purchases made using Affirm are subject to the Recore sleep trial and return policy. Any returns will be processed by Recore, and your Affirm loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by Affirm.